Kolikoweb - Credit Card Generator |
Generate a Credit Card Number
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Credit Card Generator: Is a computer algorithm that creates fake but valid credit card numbers that banks and other issuers use to issue their cards. Kolikoweb Credit Card Generator can also utilise the BIN code or bank identifier code of any bank worldwide. However, generated cards are not connected to any bank account and therefore have no funds in them and should not be used to purchase goods and services. It is meant solely for testing e-commerce payment systems by developers.
Credit Card Number and CVV: Credit card number is also known as PAN or Payment card Number or Primary Account Number. It is the number on the front of the physical credit or debit card that is printed or embossed. It consists of 16 digits and may vary depending on issuer, bank or network. The CVV is the Credit verificiation number which is found at the back of the card and made up of 3 digits.
Credit Card Holder: A person to whom the physical credit card is registered to and whose name is printed on the card is the Card Holder.
Allowed consigner of Credit Card: A second person who the card holder has asked the bank to authorise to use their credit card.
Number of credit cards one can have:You can have as many credit cards as you can afford. Bank or issuer will issue you one credit card for one bank account. It also depends on the law in your country. It is best to consult a bank or possibly your lawyer about this.
Credit cards accepted worldwide and also online: Most common credit cards with worldwide and online acceptance are Mastercard and Visa Card. You should get both if you can.
How credit cards work: Credit cards gives you ability to withdraw money or purchase goods and services physically or online and then you pay the issuer later with interest. Debit cards work by debiting your credit card purchases directly from your connected bank account.
Why a credit card generator: Credit card generatos are needed for testing purposes by developers to test their e-commerce payment systems, or apps, or software against different situations. It can also be useful to complete the forms of fake characters for games, table games or novels.
Are generated credit cards illegal: No. generated credit cards are not illegal, however, its use to make purchases online or fraud is illegal.
| Decline Type | Message for the Customer | Message for the Merchant |
|---|---|---|
Insufficient Funds |
The transaction was declined due to insufficient funds in your account. Please use a different card or contact your bank. | The card has insufficient funds to cover the cost of the transaction. |
Declined |
Your card was declined. In order to resolve the issue, you will need to contact your bank. | The customer's bank has declined their card. The customer will need to contact their bank to learn the cause. |
Temporary Hold |
Your card has a temporary hold. Please use a different card or contact your bank. | The issuing bank has a temporary hold on the card. ('Do Not Honor' response). |
Fraud Stolen Card |
The transaction was declined. Please use a different card or contact your bank. | The card has been designated as lost or stolen; contact the issuing bank. |
Invalid Card or Account Number |
Your card number is not valid. Please update your card number. | The credit card number is not valid. The customer needs to try a different number. |
Expired Card |
Your credit card is expired, please update your card. | The payment gateway declined the transaction because the expiration date is expired or does not match. |